What is “affordable housing”?

Housing is deemed affordable to its occupant when they are paying 30% or less of their gross income on housing costs. (If a household is paying more than that, they are said to be”housing insecure,”). Typically, “affordable housing” refers to housing that is required to be affordable, based on the 30% of income rule, for households who earn a certain percentage of Area Median Income.

What is Area Median Income?

Area Median Income (AMI) for short is a figure that is updated annually by the Department of Housing and Urban Development and it is indexed by family size.

What is the Area Median Income here?

The Pittsburgh Area’s Area Median Income includes all of Allegheny, Butler, Beaver, Westmoreland, Washington, and Fayette Counties. The chart below shows exactly what AMI is for our area in 2016.

Household Size

1 2 3 4 5
50% AMI $24,950 $28,500 $32,050 $35,600 $38,450
80% AMI $39,900 $45,600 $51,300 $56,950 $61,550
100% AMI $49,900 $57,000 $64,100 $71,200 $76,900